First Time Buyer

 

Buying your first home and getting on the property ladder can be one of the most exciting events of your life.

 

At The PRG Partnership, we know exactly how you feel. We understand the questions you have about what is going on and what needs to happen, which is why we've created a guide to help you.

 Buying a house

Some articles and links to usefull guides for buying a new house

Calculators

Use our calculators to help you find out how much you could borrow or what your monthly payments would be

Things to know

Be mortgage savvy with our jargon busting guides

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS

ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Why use us?

Besides providing mortgage and insurance solutions, our services add value by helping you:

  • Save money by not paying too much for your mortgage.
     

  • Save time and money by focusing on lenders and providers whose underwriting criteria suit you.
     

  • Pay the correct deposit to get the right interest rate.

  • Avoid paying early redemption penalties or admin costs if you make partial loan repayments during the mortgage term.
     

  • Decide how to structure the term of your borrowing taking into account your age, objectives and retirement plans
     

  • Help you understand the risks associated with repayment or interest only mortgage.
     

  • Saving you money by ensuring you don’t pay too much to protect your assets. Placing insurance in the right name, ownership, and trust so that your beneficiaries do not pay too much tax when you die.

Talk to someone, contact us

Loan To Value

What is Loan To Value and how does it affect me?

I want to

know why an  application in priniciple is important

Do lenders like you?

Three things to make a lender want you

I want to

buy my first house

Picking the right deal

Why its not just about the cheapest deal

I want to

re-mortgage

Exchanging Contracts

What happens when you exchange contracts

I want to

move house